Mortgages

Whether you’re applying for a mortgage for the first time or you need to remortgage, we can tailor your application according to your financial circumstances, making sure that the mortgage product we source for you is the right one.

Residential Mortgages

A residential mortgage helps borrowers purchase a property which they will live in. The property must be used as a residence by those taking out the mortgage.

Commercial Mortgages

A commercial mortgage is used to buy business premises or to buy a business outright. Commercial mortgages cannot be secured against a residential property.

Buy-To-Let

Buy-To-Let refers to the act of an individual or company purchasing a property with the intention of “letting” it out to tenants rather than living in it themselves.

Bridging Finance

A bridging loan is a short-term loan used to help you ‘bridge the gap’ when you want to buy a house, but you’re waiting for funds to become available from the sale of another house.

Lifetime Mortgage

Lifetime mortgage is the use of financial arrangements that provide the owner of a house or other property with funds derived from the value of the property while enabling them to continue using it.

UK MORTGAGE EXPERTS

131 High Street, Harrogate, HG2 7LL

01423 226430

paul@mortgage-experts.co.uk